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10 Types of Baccarat Variations: Which is the Best to Play Online?

Casinos have traditionally offered the classic table game of Baccarat. As a result, many gamblers consider Baccarat to have few variations. In addition, the conditions and side bets of each variation may differ.

baccarat variations

Check out the following guide if you want to play Baccarat in more different ways. It covers multiple baccarat variations and offers suggestions on where to play them.

1. Mini Baccarat

Mini Baccarat is a popular variation of the traditional game of Baccarat, also known as Punto Banco. As the name suggests, it is a smaller version of the game and is often played at a smaller table with fewer players. Here are some of the features and rules of Mini Baccarat:

mini baccarat
  • Simple Rules: Mini Baccarat is easy to play and has simple rules, making it a popular choice for beginners.
  • Smaller Table: Mini Baccarat is played at a smaller table, typically seating seven players.
  • Low Stakes: Mini Baccarat is often played for lower stakes than traditional Baccarat, making it more accessible for casual players.
  • No Commission: Unlike other Baccarat variations, Mini Baccarat doesn’t require players to pay a commission on Banker bets.
  • Quick Games: The games in Mini Baccarat are usually faster than in traditional Baccarat, which makes it the perfect option for gamers who like fast-paced games.
  • Player-Friendly: Mini Baccarat is considered a more player-friendly game, with a lower house edge than other variations.

2. Super 6 Baccarat

Eight decks are often used in baccarat games, but some casinos have tables with just six. As a result, the banker hand house edge drops from 1.06% to 1.056% in 6-deck Baccarat. The typical player will notice little of a difference from this. It does, however, help gamblers who play a lot of Baccarat and/or place large bets.

super 6 baccarat

Below is an illustration of how much the decreased house advantage can benefit you:

  • You place a 100,000 stake on 6-deck and conventional (8-deck) Baccarat.
  • The 8-deck game would theoretically result in a loss of 1,060 (100,000 x 0.0106).
  • The 6-deck version would result in a loss of 1,056 (100,000 x 0.01056).

Super Six Baccarat is available online casinos using NetEnt or Playtech software. Compared to side bets in other games, Big and Small both feature right house edges. You’re better off betting straight on the Banker’s hand, though.

3. Punto Banco Baccarat

One of the most well-liked baccarat variants is Punto Banco, which is most frequently played in American, British, and Australian casinos. Punto Banco’s use of player-versus-dealer wagering, similar to how players play against the dealer at blackjack tables, is the biggest change in the game.

punto banco

Players must try to put together a hand greater than the Banker’s hand and as close to nine as possible before going bust or exceeding nine in this baccarat variation. Punto Banco uses the same card values as traditional Baccarat. Aces are awarded one point, whereas face cards have no value. Then, the face values of all the remaining cards are distributed.

In Punto Banco, players have three different wagering options: Punto (Player), Banco (Bank), or Egalite (Tie). While winning Banco bets pay out 95:100 with a 5% charge taken from the house, winning Punto bets pay out 1:1. Winning Egalite wagers are paid 8:1.

4. Three-Card Baccarat

In Asia, particularly in Macau and Vietnam, 3 Card Baccarat is gradually increasing acceptance. Many players who cannot play at the high roller baccarat table instead play this game. In addition, some online casinos offer this game as well. Here are some not-so-common features and rules of Three Card Baccarat:

three card baccarat
  • Point System: Unlike traditional Baccarat, Three Card Baccarat does not use the standard point system. Instead, the winner is determined by the number of points in the three cards.
  • Multiple Players: Three Card Baccarat is often played with numerous players, with each player having the opportunity to bet on either the Banker or the player.
  • No Tie Bets: In Three Card Baccarat, tie bets are not allowed, which means that if the game ends in a tie, all stakes are returned to the players.

One of its many wonderful features is the ability to wager on any total for the dealer hand in 3 Card Baccarat by placing bets on specific boxes. Remember that each number from 1 to 9 has a probability of roughly 10% and pays out 8 to 1 when it wins. A wager on the dealer getting 0 points likewise pays out 8 to 1 and has a lower house advantage of only 2.91%.

A wager on a tie is another option for players. However, it has a huge house edge of over 20%, so it is always regarded as a terrible bet.

5. Chemin De Fer Baccarat

Chemin De Fer Baccarat, also known as “chemmy” or simply “railway,” is a unique baccarat variation of the traditional game of Baccarat that originated in France. Many players believe that Chemin de Fer was the beginning of modern Baccarat. Although this particular baccarat variation follows the rules used in Classic Baccarat, the most apparent difference is that players do not compete against the dealer but contend against each other.

chemin de fer baccarat

Another big difference is that the Banker reserves apart the funds if he wants to bet in Chemin de Fer. The game is usually played with six decks, and players can take turns as bankers. Once the Banker is chosen, they need to put aside the amount they do not mind risk. Following this, each new player is permitted to declare a “Banco,” which indicates that they are prepared to make a wager equal to the bet the Banker has placed. It is important to remember that only one player can accomplish this, too.

The banker deals the cards, and the player who has staked the most is chosen to represent the other players as the game continues. When cards are dealt, the dealer and the Banker check their cards to see if their total is 8 or 9. Then, they must flip their cards over if the value on each of their hands is 8 or 9.

6. Dragon Tiger Baccarat

Typical Baccarat is simplified in Dragon Tiger. Instead of being handed out two cards each, both sides receive only one card. In addition, the game can be found at some interactive casinos, giving players of the game a chance to enjoy a very entertaining experience.

Players bet which side has the better card, the Dragon or the Tiger. After each side gets a card from the dealer, the Dragon or the Tiger wins. Dragon Tiger is unlike standard Baccarat because it does not deal with more cards. The house gets half of the bets if both sides receive identical cards.

dragon tiger baccarat

Players can put their money on “Dragon” or “Tiger” or bet the game will end in a tie. But this wager provides the house a much bigger edge of 32.7%, so players are encouraged to stay away from the “Tie” bet. For people who like to play Baccarat, Dragon Tiger also has side bets like “Big” and “Small.” Your Big/Small bet can be made on the Dragon or the Tiger.

Big wagers must be higher than 7. If you bet on Small, the dealt card must be at least seven. A 7 invalidates both stakes. Small/Big pays even money with a 13.98% house advantage.

Depending on the Dragon Tiger version, you can also bet Suited Ties, Odd/Even, Red/Black, Suits, and others. Although enjoyable, side bets offer the casino a bigger edge. The Dragon/Tiger bet gives the casino the lowest house edge, 3.73%.

7. Baccarat en Banque

Another variant that is listed as among the most preferred variants of this classic card game is Baccarat en Banque. It is one of the oldest variants of the game and originated in Europe with three decks of cards. 

The fact that the dealer is picked at the start of each round in this variation, referred to as Deux tableaux, is one of its most notable characteristics. This characteristic differentiates Baccarat Banque from Chemin de Fer. The player who enters the game first or has placed the largest wager is typically the dealer. 

baccarat en banque

The Banker sits in the center of the opposite side of an oblong table, facing the dealer and the discarded area, after deciding who goes first. Players surround the Banker. Ten players fill a table. Standing players can only play if the bank isn’t covered by those sitting.

For the same reason, the dealer gives the cards to his right and left after shuffling. The Banker chooses who cuts and shuffles last. After betting, the Banker provides each player with three cards. The player’s right left, and Banker receives the first, second, and third cards, respectively. Then, the Banker hands three additional cards the same way. The right side’s cards determine whether the five gamblers and their partners win or lose. Left-side cards determine the fate of the other five gamblers, like Chemin de Fer, showing up with eight or nine, offering and receiving cards, etc.

8. EZ Baccarat

As an Asian casino table game, EZ Baccarat is very well-liked in California and is played similarly to standard Baccarat. You can wager on either the “Banker” or the “Player,” and there are both.

The letters E-Z-, however, stand for commission free in the variation. Playing this variation of Baccarat is simple and quick. The two hands that the dealer deals are the Player and the Banker, and each receives two cards. The game’s object is to guess which hand’s total will be the closest to nine.

ez baccarat

The banker bets are pushed, but even money is paid on the winning player or banker bets when the Banker wins with a total of 7 after the third playing card is dealt. This variation dates back to 2004. Two additional wagers are available in the game: the Dragon 7, which pays 40 to 1 instead of pushing when a successful three-card seven is made on the banker side, and the Panda 8, which pays 25 to 1 when a winning three-card eight is made on the player side.

9. Super Pan 9

The famous casino card game Baccarat has a straightforward variation called Super Pan 9. This game has a few rules and gameplay variations, but baccarat players can still play it. The fundamental Super Pan 9 regulations may be found on this page. Players can expect to find them when playing. Use our guide to play Super Pan 9 in just three simple steps. This game was developed in California, USA, and is only available in land-based casinos. However, there are a few that provide certain online casinos for those who are looking for them.

super pan 9

Learn Super Pan 9’s fundamental approach. The game plays just like Baccarat. Thus some of the tactics will be known to frequent players. Learn how Sam Torosian developed this game and how it might catch on.

Moving from one baccarat variant to the next should be fine. The fundamental principles are the same, or similar, throughout all variations. Eight baccarat game variations are listed above. I sincerely hope you enjoy reading it and having fun with us. Prepare yourself for the game, please. Good fortune.

10. European Baccarat

Players may hold their hand or draw another card up to a value of five in most European variations. The decision to accept a third card may also rest with the Banker.

european baccarat

In European Baccarat, the casino is the only party to conceal the Banker’s hand. Therefore, once player wagers have covered the Banker’s stake, the remaining players are not offered the chance to put in additional bets.

It’s also vital to remember that the casino finances the Banker’s hand; therefore, if the Banker has $1,000 in money and two players each wager $700, while the other stakes $300, the following player will not be able to put any bets during this round.


Players might have opinions on the best possible baccarat variant. Mini Baccarat has become very famous. It has low stakes and can be played anywhere, not just in areas and pages for big rollers.

You can find baccarat games in both real-life casinos and Internet ones. Online casinos, which are especially successful at this, provide a variety of Baccarat variants. Just go to and browse via their selections to see what’s there.


Your preferred casino has several baccarat tables. Playing any of these variations is satisfying, and each has unique qualities that add to the game’s complexity. You can’t go wrong if you play one of these online casino baccarat versions. To increase your bets, you should choose Mini Baccarat if you are an average player on a tight budget. Of course, there is no assurance that you won’t be carried into the moment and take unnecessary financial risks. A management strategy, though, at least increases the likelihood that you won’t engage in excessive behavior. The fundamental baccarat strategy is to gamble on the Banker and stay away from the tie bet, regardless of the game type you select.

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